FDIC-Insured – Backed by the full faith and credit of the U.S. Government
BankSouth will be observing the Christmas and New Year’s holidays with adjusted hours.
We will close at 12pm on Christmas Eve, and will be closed on Christmas Day and New Year’s Day.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Having your next home in Georgia custom-built is closer than you think with a BankSouth construction loan.
Building a home is one of the most exciting yet intimidating projects you’ll ever experience; the construction loan and assembly of a new home from the ground up in Georgia entails thousands of details, numerous decisions, and multiple contractors and subcontractors to do their part in making your dream home become a reality. Over the past several decades, BankSouth has perfected the ability to work with our homeowner customers, their builders, realtors, and subcontractors to bring it all together.
We help from the first conceptual drawing and blueprint through the foundation, framing, and finishing with our construction loan management team. We’ll ensure that you have the best construction loan financing solution to suit your needs and help guide you through every layer of detail as your home’s construction progresses. When you wrap up construction, your Relationship Manager will guide you into a permanent mortgage that meets your needs perfectly.
Once your build is complete to nearing completion, our team of construction financing experts will help you determine the best options for your permanent mortgage.
BankSouth follows The Herrera family as they move from metro Atlanta to Lake Oconee. Building on a lot purchased 20 years ago, Sandy and Diann Herrera walk us through the construction of their home with the help of BankSouth.
To speak with someone right away, give us a call at 706.453.2265.
Having a successful custom home build can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan. Whether you’re purchasing a lot, building a home, or both, we make the process seamless with our leading technology and experts in construction management.
Manage your construction loan, budget, payments, and inspections with simplified technology.
We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your new home construction is complete. Replace spreadsheets and manual formulas with our cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help you keep track of your home’s progress by requesting draws, viewing inspections, and receiving alerts.
We have answers. Here are the top questions we get asked in connection to construction loans and we put them in one helpful article.
Make your current home your dream home. Tap into the equity of your home or obtain a new loan to pay for your additions or renovations. BankSouth offers a variety of financing tools to help you achieve your goal. A conversation with one of our financing professionals is all it takes to get started.
Credit and collateral are subject to approval. Terms and conditions apply.
If you’re looking to find the perfect home for you and your family in the Lake Oconee area, contact the real estate agents at Coldwell Banker Lake Oconee Realty – Lake Oconee’s real estate market leader*. Home finding, mortgage, and construction lending – we’re here to serve all your needs in your home-buying journey.
( * Reader’s Choice Winner, 2012-2022, Lake Oconee Breeze)
